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Payments with purpose

Every swipe.
Every tap.
Gives back.

Enterprise-grade processing with community giving built into the rails, a share of every transaction funds local non-profits, at no added cost to you.

Build business. Build community. Improve the world.

The giving engine

What if going shopping couldget a veteran back into society?

What if an oil change couldguarantee a child a loving home?

What if your morning coffee couldsave a life?

It can.
A shopping tripA veteran, supported
$0
Added cost to you
Funded from existing fees
100%
Stays local
Vetted non-profits near you
$0
To cancel, ever
No long-term contracts
The difference

Same rate. Same hardware.A return your processor can't match.

Every business already pays to accept cards. Most of that money disappears into the processing chain. Pay It Forward redirects a portion of the fees you're already paying back into the communities you operate in, automatically, transparently, and without raising your costs by a cent.

No cost to you

Giving is funded from the existing fee structure, not a surcharge, not a markup, not a line item passed to your customers.

Local impact

Funds go to non-profits in the communities where your transactions happen, so your business becomes a visible force for good close to home.

Fully transparent

Clear, ongoing reporting shows exactly how much your processing has contributed and where it went. Real numbers, real causes.

In the community

Real businesses. Real causes.Real momentum.

Veteran support

An auto shop that gives back with every repair

A local automotive shop turned routine card payments into steady support for veteran causes, a story their customers now share for them.

Women-owned business

Raising awareness with every sale

A women-owned retailer used Pay It Forward to channel a portion of each sale toward causes close to their mission, deepening loyalty along the way.

Better margins

Lower processing, higher purpose

A growing merchant cut their effective cost of acceptance and started funding local non-profits in the same move, without changing their prices.

Not a promise, a track record. Every check below was presented to a local non-profit, funded by everyday card payments.

How it works

Giving, engineered into the rails.

01

Your customer pays

A card is tapped, dipped, or keyed, whether in store, online, or on the go. Settlement is fast and reliable, exactly as you'd expect from any premium processor.

02

We reclaim from the fee

Instead of the full processing margin staying inside the industry, a defined share is set aside from the fees already built into the transaction.

03

The community is funded

That share flows into the Reward Fund and out to vetted local non-profits, turning ordinary sales into ongoing community support.

04

You see the impact

Transparent reporting ties your processing volume to real dollars given, so you can show customers, staff, and stakeholders the good you're doing.

The Reward Fund

Turning everyday volume into lasting good.

The more you process, the more your community receives. Choose a specific local non-profit to support, or join the rotating Reward Fund, a single pot that backs a new local cause each month. At enterprise scale, ordinary transaction volume becomes a meaningful, recurring source of local funding.

100%
of giving funded from existing fees
Not a surcharge to you or your customers
$0
added cost to the merchant
Your effective rate stays competitive
24/7
giving, every time you transact
No campaigns, no manual effort
100%
local, funds stay in your community
Vetted non-profits near you
Flexible programs

Processing built around your business model.

Whatever your margins and customer base demand, there's a program that fits, and the giving is built into all of them.

Simple & predictable

Flat Rate

One clear rate across card types. Easy to forecast, easy to reconcile, ideal for businesses that want zero guesswork on their statements.

Giving built in
Near-zero acceptance cost

Dual Pricing / Cash Discount

Show a cash price and a card price up front. Customers choose, your pricing stays honest, and your cost of acceptance can drop close to nothing.

Giving built in
Most cost-effective

Interchange Plus

The true cost of each transaction plus one transparent markup, nothing hidden. Typically the lowest effective cost for established merchants, with pricing you can verify line by line.

Giving built in
Compliant & lower-cost

Surcharge

A fully compliant surcharge applied to credit only; debit is never touched. Registered with the card brands with the required signage in place, so you stay on the right side of the rules.

Giving built in
Questions

What clients ask first.

Does the giving raise my processing costs?

No. The contribution is funded from the fee structure that already exists on every card transaction. It is not a surcharge to you and not a markup passed to your customers, your effective rate stays competitive.

Where does the money actually go?

Into the Reward Fund and out to vetted local non-profits in the communities where your transactions happen. You receive transparent reporting that ties your processing volume to the dollars contributed.

Is the technology enterprise-ready?

Yes. The platform supports high transaction volumes, multiple locations, in-person and online payments, and the reporting larger organizations need, with white-glove installation and ongoing support.

How hard is it to switch?

Minimal effort on your side. We start with a free analysis of your current statements, then handle installation and configuration end to end. With no cancellation fees, there's no long-term risk in trying us.

What does it cost to leave?

Nothing. We don't use long-term contracts or cancellation penalties. We aim to earn your business every single month.

Let's talk

Make every
transaction count.

Whether you process thousands of payments a month or millions, the move is the same: a free analysis, a clear comparison, and a transition we handle for you.